Job description
As the UK's largest retail, commercial and digital bank, Lloyds Banking Group (LBG) have a big responsibility to support the UK economy and put customers at the heart of everything we do. We follow a clear set of principles which promote a positive, collaborative and creative culture. You'll find we're genuine about equal opportunity and deeply value diversity - all with a culture built around advancing the best in our people. LBG has been named: A Top 10 UK Employer for Working Families A Times Top 50 UK Employer for Women An Investing In Ethnicity Outstanding Employer Business Culture Award for Best Large Organisation For Culture
About the Capital & Prudential Transformation team
Our team is part of Risk Division, where our strategy is focussed on developing a centre of excellence and team of holistic risk managers with an ability to join the dots and see the bigger picture
We value everyone's individual skills, experience, and knowledge, as we understand that it's what makes us all unique, and we know that all teams perform best when they are diverse. As part of this role, you will also have the opportunity to help shape and deliver the Risk Function of the Future as we aim to create a truly modern workforce!
Join our team, where we:
Monitor external market conditions, regulatory and industry developments, identify and interpret emerging requirements, headwinds and capital risks, and assess their potential implications for our financial resources and capital plans.
Provide expertise with regards to operational risk capital regulations including production of Group, RFB and LBCM Operational Risk Internal Capital Adequacy Assessment Process (ICAAP) submissions
Forecast Retail RWAs and Operational Risk Losses under a variety of economic scenarios for internal planning and external regulatory stress tests.
Oversee the risk management and control and policy framework of the Group's credit and operational risk weighted assets, and associated analysis and reporting including regulatory submissions.
What you'll be doing
apply and continue to enhance your deep understanding of the capital framework and regulatory landscape, to support the interpretation of regulatory change and the associated impacts on all aspects of the team's activities.
build and maintain positive relationships with a wide variety of stakeholders, including across Risk, Finance and business divisions, acting as a source of professional expertise and proactive support, and capable of constructive challenge.
provide continuous risk oversight to monitor and identify risks, issues and emerging areas of concern, and you'll ensure control frameworks, processes and systems are fit for purpose and evolve as necessary.
role model a strong culture of inclusion, engagement and development, and provide leadership and direction, helping all colleagues to meet their aspirations.
drive performance and encourage delivery through others by developing colleagues with stretching objectives, feedback and mentoring.
The ideal experience, skills and background
Are you highly motivated with a numerical, analytical or regulatory background looking to take your career to the next level? If yes, we value the following attributes:
Authentic leadership style with a passion to grow and build colleague capability
Agile with a genuinely flexible approach
Natural curiosity with a desire to constantly learn and apply lessons
Desire to join the dots, make connections, think holistically, constructively challenge and look for new ways of doing things
Proactive and self-motivated to be bold in actions and decisions
Ability to explain complex issues in simple terms to a senior audience
Ability to multi-task and work at pace towards multiple evolving priorities and meet timescales that can occasionally be stretching.
From a technical perspective, it is important that you have:
An extensive knowledge of the Group, its macro environment, capital framework and regulatory regime, business footprint, operations, and strategy
A financial or quantitative qualification, or financial skills that have been developed, accumulated and proven through practical experience
Analytical and problem-solving capability, applied within a financial, credit, impairment or operational risk related environment.
Want to hear more?
You'll be offered a competitive package which includes
salary
bonus
a generous pension contribution and
Flex cash to spend on a host of benefits to suit your lifestyle.
We're dedicated to giving you opportunities and support to develop you both professionally and personally to optimise your potential.
As a new colleague, you'll join us on our journey to build a 21st century bank that reflects modern Britain, and craft an inclusive culture where all colleagues feel welcomed and valued. We're committed to building a workforce which reflects the diversity of the customers and communities we serve, and to building an inclusive environment where all our colleagues can be themselves and succeed on merit. We support the principles of agile working and are happy to consider flexible working arrangements. We're an equal opportunity employer and deeply value diversity within our organisation.
Together we make it possible!